Coming Soon — Launching 2026

Your Underwriter's AI Second Set of Eyes

A native EPC plugin — powered by Claude (Anthropic) — coming soon to ICE Mortgage Technology's Encompass. AI-powered decision support for Agency and Non-QM loans, right inside your LOS.

Built for

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Coming Soon — Launching 2026

Interested in early access? Reach out directly and William will get back to you.

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See what it can do.

Real underwriting questions the copilot will handle — pulling live data, cross-referencing guidelines, and answering in seconds. Try the preview demo today.

"Does this borrower qualify for FHA?"

Hitch AI

Knows the exact guideline sections and tells you what compensating factors to document.

"Is the appraisal supported by market data?"

Hitch AI

Pulls the AVM, compares to recent sales, checks HPI trends, and tells you if the value holds up.

"Has this property been sold in the last 12 months?"

Hitch AI

Checks the full transfer chain and flags agency flip restrictions automatically.

"Break down every issue on this loan."

Hitch AI

Finds violations, then restructures the deal — like a senior UW on call 24/7.

Try the Preview Demo

Native EPC Plugin. Coming Soon.

Currently in development on ICE's EPC framework. When it launches, it will run natively inside your Encompass LOS — no portals, no context switching, no new systems to learn.

Decision Support

Catches issues fast. Augments your UW — doesn't replace them.

Human-in-the-Loop

The copilot suggests and flags. Your underwriter makes the final call.

Tool Calling

Credit, AVM, income, pricing — every integration becomes a tool the copilot can call.

V1 Capabilities at Launch

AI-powered loan analysis — DTI, LTV, credit, risk flags

Agency + Non-QM guidelines: Fannie, FHA, VA, DSCR, investor overlays

Property intelligence — valuations, sale history, HPI trends

Deal structuring with automatic follow-up suggestions

Coming in V2

Roadmap

Create and manage underwriting findings from the copilot

Update borrower data and attach docs to eFolder

Pull specific guidelines on demand via tool calling

Check LoanCraft pricing for any scenario

Interested in Early Access?

Try the preview demo today, or reach out directly — William reads every email.

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