Point of Sale

5-Minute Application. 5-Day Funding.

A borrower-facing application that pulls credit, property data, income, and identity in real time — so your team gets an upfront-underwritten file instead of a stack of conditions. White-labeled to your brand.

Underwrite at the Point of Sale

Most POS platforms collect data. Hitch collects data and underwrites it — pulling 15+ integrations during the application so your borrower gets a real answer in minutes, not days.

5-Minute Application

Borrowers complete a streamlined, mobile-first application in under 5 minutes. No branch visit, no paperwork.

Upfront Certainty

Credit, property, income, and identity are verified during the application — not after. Your team gets a pre-underwritten file from day one.

5-Day Funding

Because the heavy lifting happens at the point of sale, your ops team closes in days instead of weeks.

15+ Integrations, One Application

Every data point your underwriter needs is pulled automatically during the borrower's application — no manual orders, no follow-up emails.

Soft Credit Pull
Tri-merge credit report
AVM / Property Data
Automated valuation model
Rental AVM
Clear Capital rental income
Income Verification
Direct source verification
Identity / KYC
Fraud & identity checks
Flood Determination
FEMA flood zone lookup
Title Data
Lien & title search
Bank Statements
Automated bank connect
HOA Detection
HOA & condo lookup
Compliance
State-level regulatory checks
OFAC / Sanctions
Watchlist screening
DTI Calculation
Automated ratio analysis

Your Brand, Start to Finish

The entire borrower experience — from the application to status updates to closing — runs under your brand. Borrowers never see Hitch. You get a modern digital experience without building any of the technology yourself.

  • Custom branding, colors, and logo throughout
  • Your domain, your emails, your disclosures
  • Embed into your website or marketing pages
  • Mobile-first — 85%+ completion rate on phone
yourbrand.com/apply
Apply for a HELOC
Takes about 5 minutes
Property Address
Estimated Home Value
Desired Credit Line
Continue

See the fastest Non-QM point of sale in action.

Schedule a 30-minute walkthrough and see how borrowers go from application to funding in 5 days.

See the POS Live