Turn Payoffs into Opportunities
Offer borrowers a friction-free digital HELOC or HEI at competitive rates — without adding a single headcount. Retain your servicing rights by offering alternatives to refinance.
Stop Portfolio Runoff
Every payoff costs you a performing asset. Hitch helps you retain borrowers by giving them what they need — equity access — without refinancing away their low rate.
Automated Retention Offers
Trigger proactive HELOC or HEI offers when borrowers show intent to list, check credit, or inquire about cash-out options.
White-Label Experience
Keep your brand front and center while Hitch powers the origination, underwriting, and closing.
Revenue Share Model
Earn origination income on every HELOC or HEI closed through your portfolio. Zero operational overhead required.
Retention Impact
Results from servicers who use Hitch to retain their portfolios.
Retention Products
HELOC
Allow borrowers to tap equity without losing their low first-lien rate. The perfect retention tool.
HEI
Zero-payment solution for borrowers who need cash flow without adding monthly obligations.
Custom Programs
Build bespoke retention products tailored to your portfolio's characteristics and borrower demographics.
Protect your servicing portfolio
Every borrower you retain is revenue preserved. Partner with Hitch to offer digital equity products without adding operational complexity.
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